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Why Pay For Health Insurance & Not Personal Training?

Something has boggled my mind for the past decade while in the fitness industry. A question that has been even more prominent in my mind after the Covid 19 "pandemic."

Why pay for health insurance and not personal training?

So I decided to get some answers by asking 2000 prospective clients over the past ten years.

The first response was always, "It's too expensive."

According to, "...personal trainers charge $25 to $50 per 30-minute session, $40 to $70 per hour session, and $60 to $100 per 90-minute session."

So on the low end, a comprehensive training regimen of at least twice a week for 30-minute sessions would cost an average of $300 per month.

How much does insurance cost for an individual?

According to, "In 2022, the average cost of individual health insurance for a 40-year-old on a silver plan is $541." Per month.

So the average monthly cost for a personal trainer is $241 less than health insurance.

Another benefit to investing in a personal trainer is that it reduces your health costs by thousands of dollars, according to a study by the American Heart Association.

To 93% of Americans that pay for health insurance, they feel that what they do pay is not worth the cost, according to a study by West Health and Gallup.

My point in raising the question, "why pay for health insurance and not personal training?" is to help others gain a new perspective on the importance of personal training and why it should be considered a top priority on the list of investments made every month.

Americans invest in health insurance every month but not in a preventative care plan to help reduce their long-term health care costs because they view personal training as a luxury rather than a necessity.

Let's face the facts, Americans today live a very sedentary lifestyle, sitting in front of screens over eight hours a day. That is very unhealthy.

And no one can do it on their own. That is a fact!

Think about it.

Professional athletes have multiple coaches and have been in their disciplines their entire lives. Most since they were kids.

So the average Joe getting off the couch or gaming chair, compared to a professional athlete, definitely needs a personal trainer with knowledge in exercise science and nutrition. Delivers intense workouts and keeps average Joe accountable to meet fitness goals.

So why pay for health insurance and not a personal trainer?

Why not?

Investing in a personal trainer is necessary and should be a priority on the investment list with health care insurance.

If you want to learn more about personal training, click the link below to take the fitness quiz.

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